Affordable Healthcare Insurance  As a financial advisor and consultant, I strive to make sure you get a a good return on your money. Health insurance is one of the biggest, and maybe the biggest, cost we have in our monthly …

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Four Cornerstones of  Total  Well-being I’ve been thinking about this topic for a while now.  Getting this right can attract great fortune to your life. The more “well” you are, the better decisions you will make in life. The better decisions you make, …

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What are Safe Money Investments? The definition of “a safe money investment” is money you cannot afford to lose. I believe that the money you’ve saved for retirement (or are currently saving for retirement) is money you can’t afford to …

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Assets and Liabilities I will admit that for most of you, this subject is boring. How about this. Wealth and Riches! Is that more exciting? How many of you would like to be rich? Come on Victor, I’m not some …

Assets and Liabilities, The Robert Kiyosaki Way Read more »

To Get There, You Have to Give It Away How to become debt free and live a debt free life is what my website is all about. On October 25, I wrote about a little applied, fundamental principle that leads …

Generosity: A Key to How To Become Debt Free Read more »

“Workers Saving Too Little To Retire” The above title is from an article that appeared in the Wall Street Journal March 19, 2013. As a financial consultant, I am drawn to such articles. I know from 20 years of experience that …

How Much Do I Need to Save For Retirement Read more »

Your 401K vs Your Private Bank I was on my yahoo page looking at the stock market news. I saw a headline: Wall Street down on growing default concerns. I began to think how headlines like those affect the average …

401K Plans and Your Private Bank Read more »