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Category Archives: Debt

Eliminate Debt With the Infinite Banking Concept

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Interest vs Volume of Interest

Eliminate DebtWe have an epidemic of debt in this country. Not only is our country swimming in debt, but most families are as well. We should be learning how to become debt free and trying to eliminate debt in our lives. Instead we’re trying to find out what the current loan rates are. We’re asking what are the current interest rates for car loans, what are the mortgage rates, what about personal loan interest rates. Folks, those are the wrong questions. As you will soon see, you should not be concerned with current loan rates.

I’ve created a video about an extremely powerful financial concept that hardly anyone knows about. It’s a financial concept that we overlook in our everyday lives, and it’s causing us to becomes slaves to the lender. If you will learn this concept and apply it to your life, you will enjoy financial prosperity as never before.  Continue reading →

Four Cornerstones of Total Well-being

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Four Cornerstones of  Total  Well-being

Four Cornerstones of Total Well-BeingI’ve been thinking about this topic for a while now.  Getting this right can attract great fortune to your life. The more “well” you are, the better decisions you will make in life. The better decisions you make, the better life you will have for yourself and your family. We must all strive to be healthy in all aspects of our lives. Not anchoring our lives with these four cornerstones of total well-being will create tremendous stress in our lives. Stress is so disruptive. The more stress we remove from our lives, the better we function and the more successful we become. It’s easier said than done, but it is so worth it!

The four cornerstones of total well-being are psychological, physical, financial, and spiritual. When one or more of these is lacking, we cannot achieve total well-being. We just can’t be all we can be, to borrow the Army’s expression. In this blog post, I will address only two of the four cornerstones of total well-being, physical and financial. Get these two right and you will be well on your way to total well-being.   Continue reading →

The Human Spirit

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The Power of the Human Spirit

I was reading my book by Steven Scott, The Richest Man Who Ever Lived, King Solomon’s Secrets to Success, Wealth, and Happiness. He was writing about the right way to offer criticism. Now there’ an interesting subject. How easy is it for us to accept criticism. Even more important, how to offer it the right way. He referenced a verse in Proverbs 18:14. It reads, ” The human spirit can endure a sick body, but who can bear a crushed spirit?” That verse really got me thinking. I thought about my past and when were the lowest points of my life. I can think of a couple times when I thought my spirit was just crushed. I felt as if I was broken….so what comes next I thought. Where do I go from here? What’s the use? Oh I never thought of hurting myself, but checking out for a while crossed my mind.  Continue reading →

Generosity: A Key to How To Become Debt Free

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To Get There, You Have to Give It Away

How to become debt free and live a debt free life is what my website is all about. On October 25, I wrote about a little applied, fundamental principle that leads to financial prosperity. Read about it HERE. As I thought more and more about the subject, I felt compelled to shoot a video sharing my thoughts. Folks, if you can get this right consistently, no telling what awesome things you can accomplish in your life.

Watch the video about Generosity: A Key to How To Become Debt Free, and let me know what you think. Let us know how this principle has worked in your life. By the way, in the video I meant to say the book of Proverbs.

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Get Out of Debt Plan: Generosity

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A Get Out of Debt Plan For You

How to become debt free is a question millions of families are asking. There are some “guru” celebrities out there literally making millions of dollars selling books and online memberships to help people get out of debt…to provide them with a get out of debt plan. It really is big business. My website,Victor 4 Advice, is dedicated to getting you out of debt, all of your debt, including your mortgage in 10 years or less. You will also learn how to create your own family bank so you never have to be in debt again to anyone else. When you need to borrow money in the future, you borrow from your own bank and pay it back with interest. This actually creates more wealth for you and your family. This is wealth that will grow for the rest of your life guaranteed TAX FREE. When you retire, your family bank will pay you a tax free income for life.  Continue reading →

The God Particle Found

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They Call it The God Particle

I wondered what to write for my inaugural blog post. You may wonder what this subject, The God Particle Found, has to do with my website. Well…I probably won’t always write about getting out of debt and creating your family bank on this blog. I want to provide you with great information, but I want you to become more acquainted with me as well.

God Particle FoundHaving said that, this subject is very much relevant to the purpose of this website. I was reading this article about the origins of the universe. It’s very interesting. It talks about the particle of matter that’s the key to making all of creation possible. Peter Higgs first wrote about it in the 60s, but it was just theory. Last year it was physically discovered and verified. Commentators, not scientists, have called it the “God Particle”. Go HERE now to read the article.

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